These various aspects of managing wealth are all interconnected therefore, it is important to take a coordinated approach. We will create a total wealth management strategy in partnership with your tax and legal advisors to address your various financial concerns at each stage of your life:
Accumlating Wealth
Financial Planning
- Goal setting
- Cash-flow analysis
- Net worth assessment
- Investment planning
- Retirement planning
- Income and asset protection
- Estate planning
- Tax efficiency
Investment Planning
- Establishment of investment objectives
- Asset allocation strategy development
- Portfolio design and strategy selection
- Investment management and advice
- Selection and monitoring of investment managers
- Periodic portfolio reviews and rebalancing
Protecting Wealth
Protecting Your Lifestyle
- Income continuance planning (life and disability insurance)
- Develop asset protection strategies (mortgage life insurance, business continuation insurance, critical illness and long-term care insurance and insurance for estate planning)
Converting Wealth
Retirement Planning
- Identify goals
- Evaluate expected income
- Determine additional savings needed
- At retirement, develop a tax-efficient income strategy
Legacy Planning
- Assess current and potential estate value
- Determine obligations (debts, dependants, taxes and probate costs)
- Identify estate planning issues and opportunities
- Devise strategies to fund obligations and wishes
Transferring Wealth
Business Financial Services
- Business investment management
- Succession planning and business transfer assistance
Philanthropy
- Establish a donor advised fund or private foundation
Helping you with all your financial needs
You and your family
Family issues
Your financial security
Assisting your parents
Assisting your children or grandchildren
Protecting your lifestyle
Power of attorney
Disability income
Survivor income
Your personal healthcare
Investing for the future
Your overall savings strategy
Customized portfolio strategies
More involved in investment decision
Less involved in investment decision
Your retirement plan
Your retirement lifestyle plan
Your income options in retirement
Your company pension options
Transitioning away from your business
Creating a legacy
Distributing your assets
Your will and trusts
Preserving your estate
Philanthropy and giving back
Your giving strategy
Charitable giving
Private foundations
Donor Advised Funds
